UAW Local 1050 Health Benefits
UAW Benefits Representative, 216-641-4627
Group Universal Life Insurance Options
This Option is available to all members. Please note that if you are transitioning from the Choices plan and would like to purchase the optional life insurance you must do so during the annual enrollment .
You may enroll for GUL at any time by contacting MetLife at 1-800-523-2894. You will not have to provide evidence of insurability, subject to certain limits, if you enroll within 60 days of your hire or eligibility date.
Coverage Options :
The GUL program offers the following coverage options.
▪ Term life insurance for you from one to five times your annual compensation (rounded to the next higher $5,000), which includes an accidental death benefit.
▪ GUL insurance for you from one to five times your annual compensation (rounded to the next higher $5,000), which includes an accidental death benefit. You also may participate in a tax-deferred cash accumulation fund.
▪ Term life insurance for your spouse or certified domestic partner in $10,000 increments of coverage to a maximum of $50,000, or $100,000; and for your dependent child(ren) a choice of $2,000, $4,000, or $10,000 per child.
Who Pays the Cost :
You pay the full cost of any GUL/Term Life Insurance you choose with after-tax dollars deducted from your paycheck.
The cost for GUL/Term Life Insurance for yourself is based on your age, whether or not you use tobacco products, and the amount of coverage you choose based on your annual compensation. The cost of coverage for your spouse or certified domestic partner is based on his or her age and the coverage amount. The cost for child coverage is a flat amount based on the coverage level chosen.
Your cost for GUL/Term Life Insurance for yourself will change as of January 1 each year, based on your age and your annual compensation as of December 31 of the previous year. The cost of insurance for your spouse or certified domestic partner may increase based on his or her age as of December 31.
For More Information:
For more information on MetLife’s GUL product line or to enroll, call MetLife directly at 1-800-523-2894.
See Sickness and Accident and life Insurance Summary Plan Description
UAW Benefit Representative